A little humor....

A Ukrainian walked into a bank in New York City and asked for the
loan officer. He told the loan officer that he was going to Kiev on
business for two weeks and needed to borrow $5,000 and that he
was not a depositor of the bank. The bank officer told him that the bank
would need some form of security for the loan, so the Ukrainian handed
over the keys to a new Ferrari. The car was parked on the street in front of
the bank.

The Ukrainian produced the title and everything checked out. The
loan officer agreed to hold the car as collateral for the loan and
apologized for having to charge 12% interest. Later, the bank's president
and its officers all enjoyed a good laugh at the Ukrainian for using a
$250,000 Ferrari as collateral for a $5,000 loan. An employee of the bank
then drove the Ferrari into the bank's underground garage and parked
it.

Two weeks later, the Ukrainian returned, repaid the $5,000 and
the interest of $23.07. The loan officer said, "Sir, we are very
happy to have had your business, and this transaction has worked out very
nicely, but we are a little puzzled. While you were away, we
checked you out and found that you are a multimillionaire.
What puzzles us is, why would you bother to borrow $5,000?"

The Ukrainian replied: "Where else in New York City can I park my
car for two weeks for only $23.07 and expect it to be there when I
return?"

Ah, the Ukrainians... See! Koobasa & Vodka is good for the
brain.